BankSA Advantage Package Fixed Home Loan

The BankSA Advantage Package Fixed Home Loan allows you to combine your home loan, credit card and transaction account into one package.

This home loan provides flexible repayment options and has fixed rates, with options for home buyers and investors. You can choose between principal and interest or interest only repayments.

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By

Richard Whitten

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Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.

Expert review

The Advantage Package Fixed Home Loan from BankSA is suitable for first home buyers, investors and refinancers. It allows you to combine a home loan, credit card and transaction account from BankSA.

About this loan

What are the features and benefits of the BankSA Advantage Package?

  • All-in-one package. Having all your financial products combined with the one bank means you can access them all at once and can help you better manage your finances.
  • Flexible repayments. Repayments are flexible. You can choose to make them weekly, fortnightly, or monthly.
  • Redraw facility available. Another feature of the package is that you can redraw excess payments made previously on your loan.

How to apply

To apply for this product or to get more information, click the green "Go to site" button and leave your details on the BankSA's website. A BankSA lending specialist will get in touch with you to help you start the application process and answer all your questions.

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2 Comments

    Default Gravatar
    Jack
    December 24, 2014

    I have a Bank SA Complete Freedom Offset account and am using it with a loan mortgage.

    What happens if there is more money in the offset account than is owed on the mortgage.

    This will happen due to a deposit which will only be in the account for a short time. say 3-10 days.

    Reply
      AvatarFinder
      Shirley
      December 29, 2014

      Hi Jack,

      Thanks for your question.

      Generally if the offset account balance is more than the home loan balance then no interest will be charged to the home loan.

      However, it’s best to get in touch with BankSA to confirm this is the case.

      Cheers,
      Shirley

      Reply
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