Winner of the 2023 Finder Award for Best Travel Credit Card, the Bankwest Zero Platinum gives you a few ways to save on card costs – including 0% foreign transaction fees and no annual fee ever. Right now, it also offers 0% p.a. on balance transfers for 28 months with a 3% balance transfer fee.
Bankwest Zero Platinum Mastercard
- Balance transfer rate for 28 months with 3% balance transfer fee
- 0% p.a.
- Purchase rate
- 14.99% p.a.
- Annual fee
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
The Bankwest Zero Platinum has no annual fee for life and offers 0% p.a. on balance transfers for 28 months, but with a 3% balance transfer fee.
Pros
-
0% p.a. on balance transfers for 28 months
-
Complimentary overseas travel insurance
-
0% foreign transaction fees online and overseas
-
3 additional cardholders at no extra cost
Cons
-
Even with a $0 annual fee and 14.99% p.a. purchase rate, you must still be approved for a $6,000 minimum credit limit.
-
Charges a one-time 3% balance transfer fee
Details
Product details
Product Name | Bankwest Zero Platinum Mastercard |
Balance transfer rate p.a. | 0% for 28 months with 3% balance transfer fee, then 14.99% |
Balance transfer limit | 95% of available limit |
Purchase rate p.a. | 14.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $6,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Bonus points | N/A |
Fees
Annual fee | $0 |
Minimum monthly repayment | 2% of the closing balance or $20, whichever is greater |
Late payment fee | $25 |
Foreign currency conversion fee | 0% |
Cash advance fee | 3% or $4, whichever is greater |
Overseas cash advance fee | 3% or $4, whichever is greater |
Overseas ATM withdrawal fee | $0 |
Additional cardholder fee | $0 |
Number of additional cardholders | 3 |
Your reviews
Amy Finder
Editor
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and 6. Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.
Sarah Megginson Finder
January 10, 2024
Hi Greg,
We’re a comparison site, so we can’t provide this information. You can contact Bankwest on 13 7000 for customer service.
Michelle Stewart
January 05, 2024
I’m looking to transfer the balance of my existing credit card over from ANZ to a card that is linked to qantas frequent flyer points
Thank you
Sarah Megginson Finder
January 05, 2024
Hi Michelle,
Finder is a comparison site. You can review a range of different cards that offer Qantas points (including many with bonus offers) here: https://www.finder.com.au/credit-cards/qantas-frequent-flyer-credit-cards
If you are interested in this credit card, you can contact Bankwest on 13 17 19.
I hope that helps.
Show more Show less
Michelle Stewart
January 05, 2024
Does this card get qantas frequent flyer points?
I’m looking to transfer the balance of my existing credit card over from ANZ to a card that is linked to qantas frequent flyer points
Thank you
Sarah Megginson Finder
January 05, 2024
No, this card does not earn Qantas points or any reward points.
Andres
January 02, 2024
i want to use this credit card, for balance transfer or cash advance, to pay for my loan and benefit on the 0% interest for 28 month, is this possible for a pesonal loan i have
Richard Whitten Finder
January 09, 2024
Hi Andres,
Some card providers let you balance transfer personal loan debts. I suggest contacting Bankwest and asking them directly.
Gracie
December 18, 2023
I currently have another credit card which accumulates points which I can use for gift cards etc. does this card have that benefit?
Amy Bradney-George Finder
December 18, 2023
Hi Gracie,
No, the Bankwest Zero Platinum Mastercard does not earn points on your spending. If that’s a key feature you want, you can compare a range of rewards credit cards on Finder. Or, compare other no annual fee credit cards and use the table filters to narrow down your search based on the features you want (such as rewards). I hope this helps.
Show more Show less
Greg
January 09, 2024
What is your international exchange rate as of 10/01/24?