Why you might need a medical loan
Some procedures are not covered or are only partially covered by Medicare and/or private health insurance policies. While health policies vary greatly, some procedures that are excluded from cover or have restricted cover typically include the following:
- Plastic and reconstructive surgery (e.g. skin grafts following burns, skin flap repair and breast reconstructions following cancer)
- Cardiac and cardiac-related services (heart investigations and surgery)
- Cataract and eye-lens procedures (eye surgery)
- Pregnancy and birth-related services
- Assisted reproductive services (infertility services)
- Hip and knee replacements (joint surgery)
- Rehabilitation and psychiatric services