The Credit Union SA Workplace Benefits Credit Card offers worldwide acceptance through the Visa card network. You can also add it to most popular mobile wallets, including Apple Pay, Google Pay and Samsung Pay. To qualify as a Workplace Benefits member, you need to confirm SA Power Networks is your employer when you apply for this card (or another eligible account).
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Credit Union SA Workplace Benefits Credit Card
Terms and conditions apply
- Balance transfer rate for 6 months with no balance transfer fee
- 0% p.a.
- Purchase rate for the first 6 months (reverts to 11.49%)
- 0% p.a.
- Annual fee
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
This no annual fee credit card offers a 0%. interest rate for the first 6 months, and a variable 11.49% p.a. rate after that.
The Credit Union SA Workplace Benefits Credit Card has simple, low-cost features, including an ongoing $0 annual fee and the same low rate for all transactions. This means the introductory 0% p.a. interest rate applies to purchases, balance transfers and cash advances made in the first 6 months. The 11.49% p.a. variable rate that applies after that is also competitive with other low rate cards. But you’re only eligible to apply for this card if you’re employed by SA Power Networks (including subsidiaries).
Pros
-
Introductory p.a. interest rate for 6 months
-
Low 11.49% p.a. variable rate after the introductory period
-
No annual fee ever
Cons
-
Only available to SA Power Networks employees
-
3% foreign transaction fee
Details
Product details
| Product Name | Credit Union SA Workplace Benefits Credit Card |
| Balance transfer rate p.a. | 0% for 6 months, then 11.49% |
| Purchase rate p.a. | 0% for 6 months, then 11.49% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 11.49% |
| Min credit limit | $1,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $0 |
| Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
| Foreign currency conversion fee | 3% |
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Amy Finder
Editor
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