loans.com.au SMSF loan

loans.com.au’s SMSF loan is available for investors purchasing properties or refinancers switching from an existing SMSF loan. It has a low interest rate and very few fees.

loans.com.au's SMSF loan is a variable investment loan with a competitive interest rate.

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By

Richard Whitten

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Review by

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.

Expert review

If you already have a self-managed super fund loan on your investment property, the interest rate is likely not competitive compared to loans.com.au's SMSF loan. This loan is available for new purchasers and refinancers looking to fund an investment property through their super fund.

About this loan

What are the features and benefits of the loans.com.au SMSF loan?

  • Deposit size. With this loan you can borrow up to 80% of the property's value.
  • Loan amount. You can refinance a loan amount of $1,000,000, with a minimum loan size of $50,000.
  • Extra repayments. This SMSF loan lets you make extra repayments without penalty.
  • Fees. This loan only has a valuation fee. There are no application or ongoing fees.

How to apply

To apply for this home loan or learn more about it, click the green button and follow the steps to speak to a mortgage specialist from loans.com.au. They'll explain any eligibility requirements and help you get started with an application.

  1. loans.com.au SMSF loan information page
  2. loans.com.au SMSF loan TMD

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10 Comments

    Default Gravatar
    wissam
    May 30, 2023

    Hi, im with firstmac and looking to refinance for my smsf loan , what is the best interest rate ?

    Reply
      AvatarFinder
      Sarah
      May 30, 2023

      Hi Wissam,

      You can review a range of SMSF loan options here:
      https://www.finder.com.au/home-loans/smsf-home-loans

      Please note that very few lenders still offer SMSF home loans. A mortgage broker could help you find suitable products from specialist lenders.

      Hope this helps!

      Reply
    Default Gravatar
    Harshit
    March 9, 2023

    Hi There,
    Have a commercial property already on rent. I am looking for a Refinance. Do you guys do SMSF loan for Commercial Property?

    Reply
      AvatarFinder
      Richard
      March 16, 2023

      We don’t have loans like this in our database, unfortunately.

      Reply
    Default Gravatar
    Steven
    January 3, 2023

    We have an investment property in our superfund and would like to re finance.
    The property is worth estimate $1,000,000 to 1.100,000 loan amount estimate 340,000 is this something that you can assist with.

    Reply
      AvatarFinder
      Richard
      January 11, 2023

      Hi Steven,

      At Finder, we don’t issue home loans to borrowers. Instead, we provide general information. To speak with a representative from loans.com.au, please call their hotline at 13 10 90.

      Alternatively, you can request assistance from a mortgage broker to get personalised advice regarding your situation. Their services are free, and they can help you find a specialist lender who may be able to help you find a lender to work with.

      Kind regards,
      Richard

      Reply
    Default Gravatar
    Penny
    April 2, 2022

    I have an existing SMSF mortgage at 4.97% with AMP, monthly fees applicable also. are you able to offer a better interest rate please

    Reply
      AvatarFinder
      Sarah
      April 7, 2022

      Hi Penny,

      At Finder, we don’t issue home loans to borrowers. Instead we provide general information. To speak with a representative from loans.com.au, please call their hotline at 13 10 90.

      Alternatively, you can request assistance from a mortgage broker to get personalised advice regarding your situation. Their services are free, and they can help you find a specialist lender who may be able to help you find a lender to work with.

      Thanks,
      Sarah

      Reply
    Default Gravatar
    peter
    October 1, 2021

    Purchase an off the plan property in an SMSF requiring a loan

    Reply
      AvatarFinder
      Richard
      October 6, 2021

      Hi Peter,

      I understand that you’re looking to apply for an SMSF loan to finance an off-the-plan property. To apply for this home loan or to learn more about loans.com.au, simply click the ‘Go to Site’ button above then follow the steps to speak with a mortgage broker. They’re in the best position to discuss your eligibility requirements and help you get started with your application.

      I hope this helps!

      Cheers,
      Richard

      Reply
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