P&N Bank key facts
- P&N Bank is a member-owned bank based in Perth, Western Australia.
- P&N Bank offers home loan products for owner-occupiers and investors.
- This lender also offers other financial products such as personal banking and insurance.
P&N Bank is a member-owned bank and offers a range of home loans for Australian borrowers. Check out the full table of P&N Bank products below or read more about the lender.
Here are the key features and details you need to know about P&N Bank's mortgage products.
Feature | Details |
---|---|
Minimum deposit | It is possible to get a home loan from P&N Bank with a deposit as low as 5%. |
Offset account? | You can get an offset account with several P&N Bank loans. |
Repayment options | Several P&N Bank home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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