Reduce Home Loans key facts
- It's an Australian owned and operated non-bank lender based in Queensland Australia.
- It offers home loan products for owner-occupiers and investors.
- This lender only offers home loan products.
Reduce Home Loans is an Australian owned and operated non-bank lender. It offers a range of home loans for Australian borrowers. Check out the full table of Reduce Home Loans products below or read more about the lender.
Compare Reduce home loans below. Hit "load more" to see a fuller selection of home loans.
Here are the key features and details you need to know about Reduce Home Loans' mortgage products.
Feature | Details |
---|---|
Minimum deposit | It's possible to get a home loan with a deposit as low as 10%. |
Offset account | You can get an offset account with several of its loans. |
Repayment options | Many of its loans allow you to make interest only repayments for a limited period. The lender also offers the standard principal and interest repayments on its loans. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Read about how the Reduce Home Loans Investor Rate Buster Variable can be used to help you build a property portfolio.
The Reduce Home Loans Home Owners Dream Home Loan offers a competitive fixed rate and no ongoing fees.
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I am a pensioner my wife and I own our home and we now want too sell this one and buy another home within 2 hours of Sydney. Would you be able to lend money to help buy?
Hi Steven,
Thank you for getting in touch with Finder.
If you consider getting a loan with Reduce Home Loans please visit their official page for more info on their offered financial products and compare which would suit your needs.
You may refer to our pensioner home loans and mortgages for over 55s guide to know how to get mortgage on pension. I also suggest that you seek help from a mortgage broker as they can help you pick the right home loan for you.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni