Our round-up of rewards credit card offers
Updated 2 January 2024 by senior credit card writer, Amy Bradney-George.
Finder research has found 91% of Australian adults are part of at least 1 loyalty program. A rewards credit card could help boost the balance of an existing frequent flyer or supermarket loyalty program or give you another way to earn points. By choosing a rewards card that fits with your spending habits, you can get "something for nothing" on your regular purchases.
You can also get big bonus points offers, cashback and other benefits when you get a new card, with current offers ranging from 8,000 to 200,000 bonus points. Here's our pick of deals available through Finder:
- Bonus rewards point offer:
The St.George Amplify Signature Credit Card offers 150,000 bonus Amplify Points (worth up to $675 in eGift cards) and a $199 annual fee for the first year ($295 p.a. after that) when you apply by 30 April 2024. - Frequent flyer bonus points offer:
The Qantas Premier Platinum offers up to 80,000 bonus Qantas Points, with 60,000 bonus Qantas Points when you spend $3,000 in the first 3 months and another 20,000 bonus points if you haven't earned Qantas Points with a credit card in the last 12 months. - Cashback offer:
The St.George Vertigo Card gives up to $400 cashback on your spending at eligible supermarkets and petrol stations during the first 6 months. - $0 annual fee rewards card:
This exclusive offer on the Coles No Annual Fee Mastercard gives you a way to get 30,000 bonus Flybuys points (worth $150 Flybuys Dollars) when you spend $3,000 on eligible purchases in the first 90 days and has an ongoing $0 annual fee.
Keep in mind: There's no one best card for everyone, so check details that matter to you.
I wish to be sent a new rewards card as mine is the old style & I was informed that the old style card will become extinct shortly.
I will send my address when I hear from you.
Hi Dawn,
Thanks for your comment.
You have come through to finder.com.au we are an Australian financial comparison website and general information service and is not a credit card company.
I’m afraid you’ll need to contact your card issuer directly to request for a replacement of your old rewards card.
I apologise I couldn’t be of more help.
Regards,
May
How do i access my savings
Hi Ejay,
Thanks for your question.
To allow us to assist you further could you please state which credit card you are using?
Cheers,
Ysa
Hi,
Which provider is the most beneficial for us clients ?
We accumulate a lot of points however with the current provider we need to redeem a lot of points (which I believe is extremely excessive)in order to receive.
Example 500,000 points gets you 2 return tickets to Europe
Hi Steve,
Thanks for your inquiry.
Your choice of rewards credit cards highly depends on your personal situation and needs. It would still be best to compare the different options available to ensure that you choose the most ideal product for you.
That said, you may want to take a look at the credit card options compared on the comparison of rewards credit card or consider the options on the following page:
Qantas Frequent Flyer Credit Cards
I hope this helps.
Cheers,
Ally
How do I apply for a card for Cole’s please.
Hi,
Thanks for your inquiry.
To apply for Coles credit card, you may want to choose the credit card you would like to apply for on the comparison of Coles credit cardsand click on the Go to Site button to head over to their website.
Before you apply, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
I hope this helps.
Cheers,
Debbie
Which cards do not cap their points?
Hi Jeffrey,
Thank you for your question.
For your reference, please refer to the links below for credit cards with uncapped points:
Rewards Credit Card Comparison: Uncapped Rewards Points Earning.
Uncapped Frequent Flyer Credit Cards with no points capping and no points expiry.
Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.
I hope this helps.
Thanks,
Jonathan