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Fixed rate home loans can be an option for people who want the certainty of knowing what the repayments are going to be. With this loan you get to package a fixed rate with other financial products.
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Review by
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.
The Westpac Fixed Option Premier Advantage Package is available to owner-occupied borrowers and investors. This loan has options for borrowers with low deposits.
To find out more about this loan, or to apply, click the 'Go to site' button below. This will take you to the Westpac website where you can arrange a callback or start an application. To arrange a callback, you'll need to enter your contact details.
10 Comments
June 8, 2023
I am refinancing. Is the $395 discharge fee payable to St George in additional to the discharge fee I will need to pay to my current mortgagee (which is $500)
June 9, 2023
Hi Tom,
You will only need to pay the discharge fee on the loan you are refinancing from, until you repay or refinance your loan with your new lender when you will have to pay that discharge fee. The $395 with this Westpac loan however is an ongoing fee which you will need to pay each year.
I hope that helps.
Rebecca
June 10, 2017
I want to have this product, can you hold 3.88% until my property settled on 26-7-17?
June 10, 2017
Hi Eddy,
Thanks for reaching out.
This offer is currently ongoing but Westpac may withdraw or change it at any time. It will be good to give Westpac a call and express your interest and see if they can accommodate your request.
Meanwhile, you can check our fixed-rate home loan comparison page and check what other options you have.
I hope this has helped.
Cheers,
Liezl
June 4, 2017
I am looking at fixed rate premier advantage package at the moment, and planning to borrow $320,000. How much deposit do I need for my mortgage repayments to remain under $2000 per month? Thanks.
June 4, 2017
Hi Danny!
Thanks for the comment.
You can click “Enquire Now” green button to have a lending expert from Westpac get in touch. They will ask some details to properly come up with a refinancing offer fit for you.
Hope this helps.
Cheers,
Jonathan
June 27, 2016
if I borrow 300,000 what is the repayment of interest plus principle for 30 yrs?
June 27, 2016
Hi Zara,
thanks for the question.
You can use our loan repayment calculator for an estimate of what the repayments would be for this loan.
Cheers,
Marc.
December 4, 2015
Could you please provide me an interest rate for home loans
December 4, 2015
Hi Sushila,
thanks for the question.
The ‘Details’ tab on this page shows the interest rates for this home loan.
I hope this helps,
Marc.