Our round-up of rewards credit card offers
Updated 2 January 2024 by senior credit card writer, Amy Bradney-George.
Finder research has found 91% of Australian adults are part of at least 1 loyalty program. A rewards credit card could help boost the balance of an existing frequent flyer or supermarket loyalty program or give you another way to earn points. By choosing a rewards card that fits with your spending habits, you can get "something for nothing" on your regular purchases.
You can also get big bonus points offers, cashback and other benefits when you get a new card, with current offers ranging from 8,000 to 200,000 bonus points. Here's our pick of deals available through Finder:
- Bonus rewards point offer:
The St.George Amplify Signature Credit Card offers 150,000 bonus Amplify Points (worth up to $675 in eGift cards) and a $199 annual fee for the first year ($295 p.a. after that) when you apply by 30 April 2024. - Frequent flyer bonus points offer:
The Qantas Premier Platinum offers up to 80,000 bonus Qantas Points, with 60,000 bonus Qantas Points when you spend $3,000 in the first 3 months and another 20,000 bonus points if you haven't earned Qantas Points with a credit card in the last 12 months. - Cashback offer:
The St.George Vertigo Card gives up to $400 cashback on your spending at eligible supermarkets and petrol stations during the first 6 months. - $0 annual fee rewards card:
This exclusive offer on the Coles No Annual Fee Mastercard gives you a way to get 30,000 bonus Flybuys points (worth $150 Flybuys Dollars) when you spend $3,000 on eligible purchases in the first 90 days and has an ongoing $0 annual fee.
Keep in mind: There's no one best card for everyone, so check details that matter to you.
Can I use diners club rewards with Emirates?
Hi Ron,
Thanks for your inquiry.
Yes, the Diners Club Rewards program also allows you to transfer your reward points to 17 airline and travel loyalty programs, including Virgin Australia’s Velocity frequent flyer program, Emirates Skywards, Etihad Guest, and Hilton Honors.
You can learn more about Diners Club Rewards program.
Best regards,
Rench
I spend and pay off in full about 25K per month of normal spending on my Citi Signature card which since the 1st July 2017 have at best halved their reward points which I use for Qantas flights.
What is the best card now for me to get the most points for my spend per month, ie who is dollar for dollar and uncapped
Hi Kym,
Thank you for your inquiry.
While we cannot recommend what is best for you, we can offer you general information. You can check the list of frequent flyer credit cards featured on our website to learn more.
I hope this information has helped.
Cheers,
Harold
Since the rules for the credit card reward points that you earn are changing as of the 1st July 2017, what would be the best rewards card that you can earn points for make payments to the ATO? Currently have a Westpac Altitude Rewards card and this is changing from 1st of July 2017 where you no longer receive points for ATO payments.
Hi Maz,
Thanks for your comment.
Please read more about the credit cards that let you earn points when making payments to the ATO. Compare the credit cards that earn points for tax payments and after you’re done comparing, select the “Go to Site” button to be redirected to the bank’s website to apply.
I hope this helps.
Regards,
Jhezelyn
I was hoping you could crunch the numbers and let me know the best value reward credit card available.
I currently have a Jetstar Platinum MasterCard
Spending approx $60k pa
I receive 2 points per dollar (2%) return
1 point = $1 when redeemed so about $1200 only catch is have to use as Jetstar flights.
Annual fee is $49 + additional card $39 so $88 annual fee
Can you suggest a card to offer me better value or the same that has more flexible rewards.
Many thanks
Alan
Hi Alan,
Thank you for your inquiry.
It is good that you’re trying to do the math and see which one would be a better option. Regrettably, we can’t provide specific recommendations for you. Thankfully, you can always compare your options on this post. We have listed some of the best rewards credit cards available in the market today.
Alternatively, you can also check our list of frequent flyer credit cards if in case you want to explore other programs.
I hope this information has helped.
Cheers,
Harold
Need a replacement card as mine is almost beyond being usable
Hi Brian,
Thanks for your comment.
May I know what type of card you are currently holding so I can assist you?
Alternatively, you can also try logging into your account on your bank’s website and check if there is a feature for requesting replacement cards.
Cheers,
Anndy